Fraud Scan
Transaction Monitoring and Fraud Detection for Login to Logout Protection
Digital Resolve's Fraud Scan addresses the full fraud lifecycle, bridging front-end authentication and post-transaction analytics by identifying and tracking all user activity in real time -- from the point of entry to your online channel through every step of a user's interaction with your site.
Fraud Scan deploys passively on your network requiring no changes to, logs from, or agents on the target applications. The system collects all user traffic in real-time and translates network and application events into business context to provide information that maps to your unique business goals and risk needs—all while maintaining a smooth transaction flow within your online channel.
Unlike event-only solutions that do not add context to online activities and transactions, Fraud Scan "sessionizes" activity across your channel and provides individualized protection for every user based on their unique behavior. By observing the sequential unfolding of activities and continually reassessing and rescoring new actions in both present and historical contexts, Fraud Scan adds perspective to events that may seem uninteresting in isolation or that may appear to be fraudulent at first glance -- but are perfectly legitimate for a particular online user.
Fraud Scan utilizes a unique 4-Layer Profiling methodology that provides the highest level of profile granularity and user insight in the industry. Activity is tracked at the customer, account, transaction and site levels providing unsurpassed insight into activities for each individual, across accounts, for all transactions.
Should Fraud Scan detect unusual activity, the systems scores the event occurrence or sequence and profiles flexible response mechanisms that allow your organization to address incidents based on your business, risk and operational policies. Furthermore, there is no more scrambling to manually gather data from web logs or piece together events: a browser-based interface delivers the information you need to understand exactly what's happening and why, and a dashboard gives you a complete view of all of the activity on your online channel -- letting you track both acceptable and unacceptable activity, dollars at risk, classes of incidents, and more.
With Fraud Scan, your organization will have the power to uncover fraud incidents like never before, and will be able to offer non-invasive, non-customer impacting protection that is built to strengthen your online channel and evolve with the risk management needs of your organization -- and the changing tide of online fraud.
|
